Cozy Credit Report

Learn more about the change.

Cozy credit report.

You need more than just a credit score to understand an applicant s financial situation. There s nothing for you to do right now but we ll let you know before your account moves. Your cozy payments will only appear on your experian credit report. If you skip paying through cozy for a month your report will show no activity for that month.

That means if you want to pay outside of cozy for a month that s okay. It wouldn t be treated as a late payment on your credit report. Landlords can request screening reports and applicants purchase and share reports. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports.

You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. Reports contain accurate up to date info about your applicants. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt.

When tenants choose to use a credit or debit card there s a 2 75 service fee. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history.